CSBS BAI Course Catalog

Financial Analysis

Financial Literacy for Financial Services Professionals 20 minutes Financial literacy is a key skill for financial services professionals. This course provides an overview of key personal finance skills including budgeting, saving, investing, debt management, retirement planning. Financial services professionals will benefit from learning these components both personally and when assisting consumers. Accounting 30 minutes Accounting is the language of business, and all loan personnel need to be fluent in this language. This course will enable any credit analyst or loan officer to learn the basics of accounting and financial statements, such as the role of accounting in business, the general framework of the accounting process, and the basic accounting equation which is a fundamental principle that governs all accounting activities. 30 minutes This financial accounting course goes over two ways to process accounting information – cash-based and accrual based accounting methods. Lenders will benefit by knowing why businesses use one method over another and what type of accounting records to ask for. You will also learn about making adjusting and closing entries to accounts. 30 minutes This course focuses on the specifics of financial statements including the statement of stockholders’ equity and cashflow statement. In addition, related financial statement items are covered, such as the accountant’s opinion letter, footnotes to financial statements, and the limitations of financial statements. 40 minutes This course covers the major current and noncurrent assets on the balance sheet and the accounting methods that relate to them. You will learn to how to interpret the information to help determine a borrowing company’s creditworthiness. 30 minutes As a lender, your decisions are largely determined by the data included in a borrower’s financial statements. This course examines the basics of Generally Accepted Accounting Principles (GAAP) and when and how to account for major current and long-term liabilities on the balance sheet, which helps you to make wise evaluations. 15 minutes In this course, you will learn the basics of Generally Accepted Accounting Principles (GAAP) and be able to determine when and how much revenue or expenses are recognized on the income statement. This is critical knowledge in helping to interpret data and ultimately gauge the creditworthiness of the borrowing company. 20 minutes This course examines the basics of Generally Accepted Accounting Principles (GAAP), when and how to account for major current and long-term liabilities on the balance sheet, how to account for changes in stockholders' equity, and the limitations of a financial statement. Financial Accounting: Accounting Basics Financial Accounting: Accounting Methods and Adjustments Financial Accounting: Financial Statements Financial Accounting: GAAP for Current and Noncurrent Assets Financial Accounting: GAAP for Liabilities Financial Accounting: GAAP for Revenue and Expense Recognition Financial Accounting: GAAP for Stockholders’ Equity

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