CSBS BAI Course Catalog

Flood Disaster Protection Act (FDPA) Compliance 20 minutes Intended for lending staff, this interactive course provides an overview of the Flood Disaster Protection Act. The course covers the purpose of the FDPA and compliance considerations, as well as special situations, fees, and violations. This engaging learning experience features high-impact audio (optional), targeted video, and scenario based challenges. 30 minutes This course, recommended for mortgage loan originators, is an overview of the FDPA and covers the following topics: the purpose of the FDPA, how to comply with the FDPA, special situations, fees, and violation penalties. HMDA 30 minutes Designed for compliance officers, mortgage lenders, and fair lending officers, this course covers the HMDA rule changes. These changes, which were required by the Dodd-Frank Act, affect the types of financial institutions subject to the regulation, the types of data institutions must collect and report, and the process for reporting and disclosing HMDA data. 30 minutes This course introduces the Home Mortgage Disclosure Act (HMDA), including its purpose, the types of institutions and loans covered by HMDA, and an overview of applicant data that must be collected to comply with HMDA. The course is intended for those who need a basic understanding of HMDA, including mortgage lending personnel, those who lend commercially against any type of dwelling, and those who handle home improvements or home financing. 60 minutes Completing the Loan/Application Register as required by HMDA can seem daunting. This course builds on students' theoretical understanding of the LAR by giving them practice in completing the form for three hypothetical loan scenarios. Aimed at mortgage lending staff, especially those responsible for filling out the LAR, the course engages and challenges learners through video, optional audio, interactive exercises, and practical examples. Students will develop familiarity with the major content sections of the LAR, the data fields within them, and the codes and notation used to record the required mortgage loan/application information. 5 minutes This mini-course looks at the Home Mortgage Disclosure Act’s requirement to obtain monitoring information for covered loans. The course is intended for those who need a basic understanding of HMDA, including mortgage lending personnel, those who lend commercially against any type of dwelling, and those who handle home improvement or home financing loans. Flood Insurance for Mortgage Loan Originators HMDA: Enhanced Reporting Requirements HMDA Fundamentals HMDA Loan/Application Register Scenarios HMDA Monitoring Information

Integrated Disclosures

TILA-RESPA Integrated Disclosures 60 minutes This course, intended for individuals responsible for ensuring the compliant use of the Loan Estimate and Closings Disclosure, highlights key aspects of the disclosures, their timing requirements, and the processes that need attention to successfully implement and maintain compliance. This course includes: TRID, TILA, RESPA.

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