CSBS BAI Course Catalog

Financial Accounting: The Expanded Accounting Equation 30 minutes Loan personnel must be able to analyze financial statements, and a basic part of doing so is understanding accounting. This course builds on the basic accounting equation to incorporate transactions pertaining to income producing activities. In addition, the course will explain the accounting cycle and the importance of internal controls to ensure integrity of accounting. 25 minutes As a lender, interpreting the information presented in financial statements is a critical part of the loan process. This course focuses on two important financial statements: the income statement and balance sheet. The information presented in this course will help you interpret what the two statement reveal about a borrowing company. Cash Flow Financial Accounting: The Income Statement and Balance Sheet Constructing the Cash Flow Statement: Overview and Concepts 60 minutes In this course, you will learn how to construct a cash flow statement by reversing the effects of accrual-based accounting methods so you can determine the underlying cash flows. 35 minutes In this course, you will learn to analyze and interpret a company's historical cash flows and use this information to better understand the risks of repayment. This information will also enable you to detect potential problems earlier. The bottom line will be better loan decisions and fewer loan losses. 30 minutes In this course, you will learn to analyze and interpret a company's historical cash flows and use this information to better understand the risks of repayment. This information will also enable you to detect potential problems earlier. The bottom line will be better loan decisions and fewer loan losses. Investments 15 minutes Aimed at new investment advisors, this course provides information on borrowing on margin, including the requirements for opening and maintaining a margin account, margin call parameters, and strategies for investment clients borrowing on margin. 30 minutes Aimed at new financial advisors, this course introduces stocks and bonds, how they work, and their risks and rewards. Considering example investors, the course helps learners align clients' investment goals and risk tolerance with investment choices. It concludes with an overview of several key regulations related to stock and bond investing. Interpreting Cash Flow: Cash Gross Profit and Net Cash Income Checkpoints Interpreting Cash Flow: Other Key Checkpoints Investment Basics: Borrowing on Margin Investment Basics: Stocks and Bonds Constructing the Cash Flow Statement: An Interactive Example In this course, you will practice constructing a cash flow statement. 60 minutes

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