Introduction to Mortgage Servicing Examinations Training

Delinquency, % of 61-90 days delinquent

All Loans Modified < a year Modified > a year Filing Quarter All Loans Modified < a year Modified > a year Filing Quarter All Loans Modified < a year Modified > a year Filing Quarter All Loans Modified < a year Modified > a year Filing Quarter

0.19% 0.00% 0.00% 2023Q4 0.36% 9.38% 3.33% 2024Q4

0.15% 0.00% 0.00% 2023Q3 0.28% 2.23% 6.28% 2024Q3

0.17% 0.00% 1.51% 2023Q2 0.17% 5.00% 4.92% 2024Q2

0.11% 0.00% 0.00% 2024Q1

0.31% 1.15% 2.04% 2023Q1

2024Q4

2024Q3

2024Q2

2024Q1

$12,236,569 $1,061,949 $1,409,387

$8,192,754

$4,891,810

$2,958,467

$210,487

$439,360

$0 $0

$2,691,330

$2,112,845

2023Q4

2023Q3

2023Q2

2023Q1

$4,993,257

$3,921,451

$3,458,975

$6,527,921

$0 $0

$0 $0

$0

$113,316 $840,479

$620,147

Delinquency Ratio 61-90 Days

11%

10%

9%

8%

7%

6%

5%

4%

3%

2%

1%

0%

Filing Quarter

All Loan (61-90 Days)

Modified with in a year (61-90 Days)

Modified over a year (61-90 Days)