Introduction to Mortgage Servicing Examinations Training

Delinquency-UPB, NE Delinquency, % of 30-60 days delinquent

All Loans Modified < a year Modified > a year Filing Quarter

0.68% 18.96% 13.85% 2024Q4

0.59% 0.69% 0.00% 2024Q3

0.57% 0.00% 0.00% 2024Q2

0.26% 18.48% 15.04% 2024Q1

All Loans Modified < a year Modified > a year Filing Quarter

0.54% 30.15% 16.66% 2023Q4

0.54% 3.16% 6.71% 2023Q3

0.45% 5.88% 4.98% 2023Q2

0.37% 11.01% 13.83% 2023Q1

All Loans Modified < a year Modified > a year Filing Quarter

2024Q4

2024Q3

2024Q2

2024Q1

$23,047,349 $2,146,683 $5,859,203

$17,337,321

$16,525,223

$7,109,731 $1,293,167 $6,312,017

$65,391

$0 $0

$0

All Loans Modified < a year Modified > a year Filing Quarter

2023Q4

2023Q3

2023Q2

2023Q1

$14,370,942 $1,799,472 $6,989,408

$13,586,625

$9,162,578

$7,726,714 $1,083,220 $5,693,221

$224,018

$449,918

$2,764,933

$2,043,057

Delinquency Ratio 30-60 Days

25%

20%

15%

10%

5%

0%

Filing Quarter

All Loan (30-60 Days)

Modified within a year (30-60 Days)

Modified over a year (30-60 Days)