Introduction to Mortgage Servicing Examinations Training

Delinquency, % of 90+ days delinquent

All Loans Modified < a year Modified > a year Filing Quarter All Loans Modified < a year Modified > a year Filing Quarter All Loans Modified < a year Modified > a year Filing Quarter All Loans Modified < a year Modified > a year Filing Quarter

0.83% 27.29% 9.61% 2024Q4 0.83% 0.80% 4.31% 2023Q4

0.80% 21.80% 8.82% 2024Q3 0.72% 0.00% 3.77% 2023Q3

0.62% 12.55% 3.43% 2024Q2 1.09% 1.64% 6.25% 2023Q2

0.61% 14.79% 5.98% 2024Q1 1.31% 5.62% 4.04% 2023Q1

2024Q4

2024Q3

2024Q2

2024Q1

$27,971,236 $3,088,887 $4,065,297

$23,663,296 $2,055,022 $3,779,143

$17,756,193 $1,102,329 $1,472,811

$16,833,696 $1,035,041 $2,510,871

2023Q4

2023Q3

2023Q2

2023Q1

$22,020,390

$18,294,026

$22,000,987

$27,415,168

$47,647

$0

$125,558

$552,750

$1,807,766

$1,555,168

$2,564,632

$1,660,972

Delinquency Ratio 90+ Days

30%

25%

20%

15%

10%

5%

0%

Filing Quarter

All Loan (90+ Days)

Modified with in a year (90+ Days)

Modified over a year (90+ Days)