Introduction to Mortgage Servicing Examinations Training - March 2023

Sum of States Delinquency Ratio of 30+ Days

All Loans Modified < a year Modified > a year Filing Quarter All Loans Modified < a year Modified > a year Filing Quarter All Loans Modified < a year Modified > a year Filing Quarter All Loans Modified < a year Modified > a year Filing Quarter

2021Q4 41.62% 10.84% 23.91% 2020Q4 43.61% 6.90% 11.05% 2021Q4

2021Q3 37.27% 9.49% 21.28% 2020Q3 40.32% 8.49% 3.63% 2021Q3

2021Q2 32.95% 8.54% 26.25% 2020Q2 40.09% 9.98% 13.17% 2021Q2

2021Q1 33.06% 6.44% 20.76% 2020Q1 39.44% 9.84% 5.45% 2021Q1

$102,080,160 $4,234,808 $4,178,402 $126,891,971 $1,546,514 $3,805,826 2020Q4

$113,566,936 $985,227 $5,668,311 $98,325,464 $1,265,503 $2,401,511 2020Q3

$121,283,750 $1,133,276 $4,308,040 $86,938,822 $1,372,248 $1,766,191 2020Q2

$117,717,048 $314,853 $4,133,145 $68,175,451 $920,986 $1,795,465 2020Q1

Delinquency Ratio of 30+ Days

0% 10% 20% 30% 40% 50% 60% 70% 80% 90%

2018Q1

2018Q2

2018Q3

2018Q4

2019Q1

2019Q2

2019Q3

2019Q4

2020Q1

2020Q2

2020Q3

2020Q4

2021Q1

2021Q2

2021Q3

2021Q4

Filing Quarter

All Loan

Modified with in a year

Modified over a year