Introduction to Mortgage Servicing Examinations Training - March 2023

Nationwide Delinquency-UPB Nationwide Delinquency Ratio

DelinqRatio 30-60 DelinqRatio 61-90 DelinqRatio 91+ Filing Quarter DelinqRatio 30-60 DelinqRatio 61-90 DelinqRatio 91+ Filing Quarter DelinqRatio 30-60 DelinqRatio 61-90 DelinqRatio 91+ Filing Quarter DelinqRatio 30-60 DelinqRatio 61-90 DelinqRatio 91+ Filing Quarter

1.99% 0.57% 4.90% 2021Q4 2020Q4 2.36% 1.01% 8.92% 2021Q4

2.34% 0.59% 6.34% 2021Q3 2020Q3 2.37% 1.24% 7.33% 2021Q3

1.75% 0.59% 8.31% 2021Q2 2020Q2 2.99% 2.53% 4.59% 2021Q2

1.52% 0.69% 8.96% 2021Q1 2020Q1 3.36% 0.95% 2.14% 2021Q1

$7,739,267,797 $2,229,245,969 $18,995,137,928 $6,500,000,171 $2,797,756,158 $24,610,813,942 2020Q4

$7,973,056,939 $2,014,438,217 $21,563,889,452 $5,720,890,410 $2,995,336,211 $17,713,922,111 2020Q3

$5,286,011,447 $1,780,975,090 $25,060,144,701 $6,817,228,096 $5,754,855,004 $10,447,642,314 2020Q2

$4,392,575,164 $1,979,995,984 $25,827,831,553 $7,725,185,070 $2,194,608,774 $4,912,722,918 2020Q1

Companywide Delinquency Ratio

10%

8%

6%

4%

2%

0%

2018Q1

2018Q2

2018Q3

2018Q4

2019Q1

2019Q2

2019Q3

2019Q4

2020Q1

2020Q2

2020Q3

2020Q4

2021Q1

2021Q2

2021Q3

2021Q4

Filing Quarter

30-60 Days

61-90 Days

91+ Days