Introduction to Mortgage Servicing Examinations Training - March 2023

Delinquency-LoanCount, NH Delinquency, % of 30-60 days delinquent

All Loans Modified < a year Modified > a year Filing Quarter All Loans Modified < a year Modified > a year Filing Quarter All Loans Modified < a year Modified > a year Filing Quarter All Loans Modified < a year Modified > a year Filing Quarter

2.65% 7.55% 10.87% 2021Q4 2020Q4 2.39% 10.00% 2021Q4 10.00%

2.82% 2.73% 12.33% 2021Q3 2020Q3 2.34% 6.67% 2021Q3 13.89%

2.02% 0.00% 6.78% 2021Q2 2020Q2 2.61% 11.11% 2021Q2 6.67%

1.88% 0.00% 6.90% 2021Q1 2020Q1 3.38% 13.04% 2021Q1 10.00%

176

168

110

102

12

3 9

0 4

0 4

5

2020Q4

2020Q3

2020Q2

2020Q1

128

112

124

167

3 5

2 5

3 2

3 3

Delinquency Ratio 30-60 Days

40%

30%

20%

10%

0%

2018Q1

2018Q2

2018Q3

2018Q4

2019Q1

2019Q2

2019Q3

2019Q4

2020Q1

2020Q2

2020Q3

2020Q4

2021Q1

2021Q2

2021Q3

2021Q4

Filing Quarter

All Loan (30-60 Days)

Modified within a year (30-60 Days)

Modified over a year (30-60 Days)