IT Examiner School

Friendly Commerce Bank Organization Chart

Chairman, President and CEO David Bose

Commercial Management Larry Martin

Mortgage/Investment Matters/Public Relations Richard White

Retail Management Human Resources Jeni Black

Operations/Financial Management Anita Jones

-Commercial lenders

-Marketing

-Operational personnel -Controls procedures

-Mortgage sales -Investment sales -FDIC-State relation

-Loan processors

-Legal documents -Annual profit plan

-Loan policy -Loan grading

-Operations policy

-Consumer collection training

-Audits

-FDIC exams

-Re-appraisal and review -Legal documentation -Annual profit plan -Collections/past dues -Document exceptions

-CRA

-Data processing -Internet/Intranet -Legal contracts -Deposit pricing/fees -Annual profit plan -Information security

Legal management -Investor relations

-Rural development programs

-Salaries/benefits -401K management

-Annual budget

-Vacations/sick

management -Credit memos management -Loan loss

-Personnel/file management

-Tellers

-Cash management

-Teller training

-Compliance to regs -OREO management

-Physical maintenance

-Fixed assets

-Loan review

-Telephone ATMs -Cash management -Call reports/financials -Bill paying -Wires -Safe deposit boxes -Safe keeping -Compliance to regs -Imaging management