CSBS BAI Online Course Catalog

HMDA Fundamentals 30 minutes This interactive course introduces the Home Mortgage Disclosure Act (HMDA), including its purpose, the types of institutions and loans covered by HMDA, and an overview of applicant data that must be collected to comply with HMDA. The course is intended for those who need a basic understanding of HMDA, including mortgage lending personnel, those who lend commercially against any type of dwelling, and those who handle home improvements or home financing. 5 minutes This interactive mini-course looks at the Home Mortgage Disclosure Act’s requirement to obtain monitoring information for covered loans. The course is intended for those who need a basic understanding of HMDA, including mortgage lending personnel, those who lend commercially against any type of dwelling, and those who handle home improvement or home financing loans. 30 minutes This course, recommended for mortgage lending personnel, focuses on compliance issues surrounding the Home Mortgage Disclosure Act (HMDA). Specifically, it lists the information that institutions must collect, describes the procedure to complete the Loan Application Register, and details the information that institutions must make public. 30 minutes This course, recommended for mortgage loan personnel, looks at the basic issues surrounding HMDA, including the rationale for the law, how to determine whether HMDA affects your financial institution, and the kinds of information covered financial institutions must collect. 30 minutes Designed for compliance officers, mortgage lenders, and fair lending officers, this course covers the HMDA rule changes. These changes, which were required by the Dodd-Frank Act, affect the types of financial institutions subject to the regulation, the types of data institutions must collect and report, and the process for reporting and disclosing HMDA data. HMDA Monitoring Information HMDA: Basic Compliance HMDA: Basic Information HMDA: Enhanced Reporting Requirements

Home Equity Loans

Advertising: Home Equity Loans and Lines of Credit 60 minutes Make sure advertising and promotional efforts meet compliance standards for this product by learning about home equity lending products and the associated compliance issues. This course, intended for employees who are involved with home equity marketing, outlines the Truth in Lending Act's unique requirements for marketing home equity loans and HELOCs, and identifies the triggering terms that require additional disclosures.

Integrated Disclosures

TILA-RESPA Integrated Disclosures 60 minutes This course, intended for individuals responsible for ensuring the compliant use of the Loan Estimate and Closings Disclosure, highlights key aspects of the disclosures, their timing requirements, and the processes that need attention to successfully implement and maintain compliance. This course includes: TRID, TILA, RESPA.

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