CSBS BAI Online Course Catalog

TRID: Good Faith, Tolerances, and Resetting Tolerances 5 minutes This interactive mini-course is intended for individuals responsible for ensuring compliance in use of the Loan Estimate and Closing Disclosure for mortgage loans. It emphasizes the concepts of good faith estimates, toler- ance limits, and resetting tolerances.

Loan Documentation

Document Preparation and Consumer Loan Closing 135 minutes This course, designed for loan officers and their supervisors, discusses the basic elements of the promissory note, Truth in Lending disclosures, the forms necessary for perfecting a security interest, the differences between first and junior mortgage instruments, the purpose of loan closing activities, and three ways of disbursing loan proceeds. 120 minutes This course, intended for loan officers, loan auditors, credit analysts, loan assistants, and anyone involved in commercial loans, examines types of collateral, ownership of collateral, ways to establish your rights to colla- teral, how to protect your rights from other creditors, and how to successfully compile supporting documents. 120 minutes This course, intended for loan officers, loan auditors, credit analysts, loan assistants, and anyone involved in commercial loans, addresses how to identify the borrower and signers of loans, the components of promissory notes, and attributes of loan agreements. Loan Documentation: Ensuring Your Right to Collateral Loan Documentation: The Basics

Marketing

Marketing: Understanding the Regulations 105 minutes This course, intended for marketing personnel and management, addresses the basics of advertising; require- ments for signage and solicitations in the lobby, by telephone, by electronic means, and by direct mail; provi- sions for triggering terms; rules that affect lending and credit card advertisements; and consumer protection rules, such as FCRA and UDAAP.

Mortgage Closing

Mortgage Closing: The Closing Disclosure 20 minutes This interactive course, intended for individuals responsible for discussing and/or completing Closings Disclosure forms, provides an overview of the Closings Disclosure, its key fields and timing requirements, and its relation to the Loan Estimate. This course includes: TRID, TILA, RESPA.

Mortgage Fraud

Detecting Mortgage Fraud: The Red Flags 60 minutes Designed especially for lending and compliance personnel, this course will educate staff members on how to prevent mortgage fraud through the recognition of red flags. Learners will also be able to identify common mortgage fraud schemes and mechanisms used for fraud.

66