CSBS BAI Online Course Catalog

Financial Accounting: The Basic Financial Statements 120 minutes This course, intended for all credit analysts and loan personnel, especially trainees, commercial lenders, and branch managers, examines the differences between cash-based and accrual-based accounting, how to make adjusting and closing entries to accounts, the income statement and the balance sheet, and what comprises the accountant's opinion letter and footnotes to the financial statements. 120 minutes As a lender, you use financial statements to gauge a company's creditworthiness and its ability to repay a loan. In this course, intended for trainees, commercial lenders, and branch managers, you will learn how to recognize the role of accounting in business, determine the general framework of the accounting process, demonstrate the basic accounting equation and expand that equation, and identify the importance of internal control. Financial Accounting: Understanding the Accounting Cycle Flood Disaster Protection Act (FDPA) Compliance 20 minutes Intended for lending staff, this interactive course provides an overview of the Flood Disaster Protection Act. The course covers the purpose of the FDPA and compliance considerations, as well as special situations, fees, and violations. 30 minutes This course, recommended for commercial lending personnel, covers the Flood Disaster Protection Act rules, coverage, and exclusions. 30 minutes This course, recommended for loan servicing personnel, is an overview of the FDPA and covers the following topics: the purpose of the FDPA, how to comply with the FDPA, special situations, fees, and violation penalties. 30 minutes This course, recommended for mortgage loan originators, is an overview of the FDPA and covers the following topics: the purpose of the FDPA, how to comply with the FDPA, special situations, fees, and violation penalties. 30 minutes This course, recommended for mortgage lenders, is an overview of the FDPA, and covers the following topics: the purpose of the FDPA, how to comply with the FDPA, special situations, fees and violation penalties. Flood Insurance for Commercial Lenders Flood Insurance for Loan Servicers Flood Insurance for Mortgage Loan Originators RMR: Complying With The Flood Disaster Protection Act 2015 HMDA Final Rule: Coverage Changes 5 minutes This course surveys coverage changes, both to institutions and types of loans, resulting from the 2015 HMDA Final Rule. The course is appropriate for compliance officers, mortgage lenders, and fair lending officers. 5 minutes This interactive mini-course surveys disclosure and data submission changes resulting from the 2015 HMDA Final Rule. The course is appropriate for compliance officers, mortgage lenders, and fair lending officers. 2015 HMDA Final Rule: Disclosure and Data Submission Flood Disaster Protection Act HMDA

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