CSBS BAI Online Course Catalog

FCRA: An Overview 30 minutes In this course, intended for lending personnel, human resources personnel, and loss control and investigative personnel, you will learn why the FCRA exists, permissible uses of credit reports, and the process for enforce- ment of the FCRA. 60 minutes In this course, intended for all lending personnel, human resources personnel, and loss control and investigative personnel, you will learn key definitions and rules that affect the Fair Credit Reporting Act, the timelines for how long certain contents may appear inside a consumer report, where an alert may need to be added to a consum- er report, proper procedures that apply to agencies and financial institutions when assisting consumers with a consumer report request, distribution, or dispute, when notices for adverse actions, risk-based pricing, and opt- in/out should be sent to consumers, and the FCRA's enforcement agencies and penalties for noncompliance. 60 minutes This course, intended for all lending personnel, human resources personnel, and loss control and investigative personnel, will give you the ability to recognize and apply identity theft provisions, to identify how the FACT Act can empower consumers to protect their credit reports and control the use of their information, and to apply new standards of preserving the accuracy and integrity of consumer reporting information. FCRA: Credit Reporting Regulations The FACT Act: Rules and Implications Fair Debt Collection Practices Act 30 minutes This course, designed for lending personnel, provides a firm understanding of the purpose of the FDCPA and addresses which behaviors are deemed acceptable and unacceptable by debt collectors. 30 minutes Intended for any lending personnel, especially those who collect debts, the course explains how and when debt collectors may contact consumers, what information they may collect, practices they must avoid, and when debt collection efforts must end. This interactive course defines the Fair Debt Collection Practices Act (FDCPA) and what is and is not acceptable behavior by debt collectors. Understanding the Fair Debt Collection Practices Ac t(FDCPA) Financial Accounting: GAAP and Asset Recognition 120 minutes This course, intended for commercial lenders and branch managers, addresses the basics of Generally Accepted Accounting Principles (GAAP), when and how much revenue or expenses are recognized on the income state- ment, and how accounting methods relate to major current and noncurrent assets on the balance sheet. 150 minutes This course, intended for all credit analysts and loan personnel, especially trainees, commercial lenders, and branch managers, will help you to recognize the basics of Generally Accepted Accounting Principles (GAAP), when and how to account for the major current and long-term liabilities on the balance sheet, how to account for changes in stockholders' (owners') equity, and the limitations of a financial statement. Financial Accounting: GAAP, Liabilities and Stockholders' Equity FDCPA Financial Accounting

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