CSBS BAI Online Course Catalog

Fair Lending

Fair Lending Risks in Indirect Lending 45 minutes This course, intended for lending officers, management, and compliance officers, discusses fair lending risks involved with indirect lending. After exploring the process of indirect lending and the risks of fair lending violations, strategies to mitigate these risks are outlined. 60 minutes This course, intended for lending personnel, individuals who receive or give loan applications, and compliance personnel, addresses how to apply fair lending laws and regulations on the job, including the Equal Credit Opportunity Act and the Fair Housing Act. This course will also help you to recognize different types of discrim- ination, identify what your institution can do to prevent discrimination, and consider the reputational risk impact of fair lending violations. 45 minutes This course, intended for lending, lending management, management, senior management, legal, and compliance personnel, addresses how implementing a fair lending program improves compliance, policies, and procedures that are involved in a fair lending performance review; the components of a fair lending monitoring system; and the reputational risk impact of a fair lending violation. 90 minutes This course, intended for lending management, management, senior management, legal, compliance, and Board of Directors, addresses how implementing a fair lending program improves compliance, the teams, policies, and procedures that are involved in a fair lending performance review, the components of a fair lending monitoring system to evaluate day-to-day activities, how regulators measure enforcement penalties in the event of a violation, and the reputational risk impact of a fair lending violation. Fair Lending: Basic Topics and Terms Fair Lending: Comprehensive Fair Lending: Implementation, Monitoring, and Review Fair Credit Reporting Act (FCRA): Comprehensive 30 minutes This interactive course provides an overview of Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transactions (FACT) Act requirements and includes information on consumer credit reports, disclosures, adverse action notifications, disputes, and consumer alerts. 45 minutes Use this game show course to liven up FCRA and FACT Act training! Specially built for the classroom setting, this Jeopardy-like course was developed to test employee knowledge regarding all facets of FCRA and FACT Act compliance, with categories such as Identity Theft, Protecting Consumers, Notifications and Disclosures, Consumer Reporting Timelines, and Accuracy and Integrity. This course also includes an instructional guide for the host to help conduct the classroom session, and printable score sheets for students. With questions that utilize applicable employee scenarios, as well as standard procedures, your students will be excited about FCRA and FACT Act compliance and daily customer interactions! FCRA and FACT Act Game Show FCRA and the FACT Act

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