CSBS BAI Online Course Catalog

Cash Flow Analysis: Interpreting the Cash Flow Statement 90 minutes In this course, intended for all credit analysts and loan personnel, especially loan trainees, loan analysts, and experienced commercial lenders, you will learn the five key checkpoints for interpreting the cash flow state- ment, how to analyze specific sources and uses of cash, how to use your cash flow analysis worksheet to make better loan decisions, and how this process works with a cash flow statement. 90 minutes This course, intended for commercial lenders, loan trainees, loan analysts, and any personnel dealing with balance sheets and income statements, addresses the basics of commercial lending, the definition of cash flow, the importance of cash flow analysis, the differences between cash-based and accrual-based accounting, and financial accounting skills. Cash Flow Analysis: Introduction and Accounting Review

Commercial Lending

Commercial Lending: An Introduction 60 minutes In this course, intended for all personnel who are new to commercial lending, you will learn how to determine the process and documentation required of a loan application, identify the types of commercial loans available, recognize the fundamentals of credit analysis, and indicate how to close a commercial loan.

CRA

Community Reinvestment Act (CRA): Comprehensive 45 minutes This course reviews key Community Reinvestment Act requirements, including public file contents, data collect- ion procedures, and CRA examinations for Small, Intermediate Small, and Large financial institutions. 30 minutes This course, intended for staff trainers, branch managers, auditors, compliance officers, teller supervisors, and any employee exposed to this regulation, addresses the purpose of the Community Reinvestment Act, CRA's relationship with low-to-moderate income neighborhoods, federal regulatory agencies that supervise most U.S. institutions, CRA institution categories, evaluation methods by institution type, the importance of each CRA rating, and the proper disclosure of the CRA evaluation. 10 minutes This compliance brief covers Regulation G, which implements section 711 of the Gramm-Leach-Bliley Act requiring (among other things) depository institutions to make information regarding covered CRA-related agreements available to the public and available to the appropriate federal regulatory agency. CRA: An Overview Regulation G: Disclosure and Reporting of CRA-Related Agreements

Credit Cards

Credit Cards: Regulations and Liabilities 60 minutes In this course, intended for tellers, new accounts representatives, loan personnel, security, compliance officers, and senior management, you will learn how to identify open-end or revolving credit; determine the require- ments and regulations that impact credit cards and the opening of credit card accounts; recognize the various levels of cardholder liability; identify offsets against accounts and actions on accounts regarding fees, penalties, opt-ins, and APRs; and determine how to update applicant information.

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