CSBS BAI Course Catalog

RESPA: An Introduction and Applicability 15 minutes This RESPA course, recommended for consumer loan personnel, provides a quick introduction to RESPA. It explains when RESPA applies to a loan and outlines the exceptions to RESPA's coverage. 45 minutes This course, recommended for loan application personnel, discusses key disclosures required by RESPA. It provides the details and purpose of the Loan Estimate and the Good Faith Estimate (GFE); demonstrates how to use the Home Loan Toolkit; and outlines how to prepare the Closing Disclosure and HUD-1/1A. It also outlines additional disclosures and requirements under RESPA. 30 minutes This course, recommended for lending personnel, provides an overview of the Real Estate Settlement Proced ures Act. After describing the purpose of RESPA, it outlines the procedures that lenders must follow and the information that lenders must provide to applicants. It also provides examples of common RESPA violations and types of mortgages that are exempt from RESPA. RESPA: Key Disclosures and Procedures RML: Complying with the Real Estate Settlement Procedures Act SAFE Act Compliance 60 minutes This course provides a comprehensive look at the SAFE Act. The course is intended for compliance officers; HR departments who create policies and procedures, and who maintain the Registry; and any staff member who fits the definition of a Mortgage Loan Originator (MLO), including mortgage lenders, processors, and underwriters. 5 minutes This mini-course focuses on the SAFE Act’s definition of a mortgage loan originator, based on tasks performed. The course is intended for compliance officers; HR departments that create policies and procedures and maintain the Registry; and any staff member who fits the definition of an MLO, including mortgage lenders, processors, and underwriters. Who is an MLO? MLA Key Requirements 5 minutes Developed for all employees, particularly loan personnel, this mini-course provides a brief review of the Military Lending Act (MLA), which protects servicemembers from predatory lending. 5 minutes Intended for all employees, this mini-course outlines key requirements of the Servicemembers Civil Relief Act (SCRA), which provides relief of certain obligations to members of the U.S. Armed Forces. 15 minutes Developed for all employees, this course covers the Military Lending Act (MLA), which protects servicemembers from predatory lending. SCRA Key Requirements Servicemember Series: A Military Lending Act (MLA) Guide SAFE Act Servicemember's Civil Relief Act

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