CSBS BAI Course Catalog

Fair Lending Risks in Indirect Lending 45 minutes This course, intended for lending officers, management, and compliance officers, discusses fair lending risks involved with indirect lending. After exploring the process of indirect lending and the risks of fair lending violations, strategies to mitigate these risks are outlined. FCRA and the FACT Act 30 minutes This course provides an overview of Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transactions (FACT) Act requirements and includes information on consumer credit reports, disclosures, adverse action notifications, disputes, and consumer alerts. 30 minutes This course provides offers a general introduction to Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transactions (FACT) Act requirements and includes information on consumer credit reports, disclosures, adverse action notifications, disputes, and consumer alerts. 45 minutes Use this course to liven up FCRA and FACT Act training! This Jeopardy-like course can be played in both online and classroom settings to test employee knowledge regarding all facets of FCRA and FACT Act compliance, including identity theft, consumer protection, notifications and disclosures, and consumer reporting timelines. 60 minutes In this course, intended for all lending personnel, human resources personnel, and loss control and investigative personnel, you will learn key definitions and rules that affect the Fair Credit Reporting Act, the timelines for how long certain contents may appear inside a consumer report, where an alert may need to be added to a consum er report, proper procedures that apply to agencies and financial institutions when assisting consumers with a consumer report request, distribution, or dispute, when notices for adverse actions, risk-based pricing, and opt in/out should be sent to consumers, and the FCRA's enforcement agencies and penalties for noncompliance. FDCPA 30 minutes This course, designed for lending personnel, provides a firm understanding of the purpose of the FDCPA and addresses which behaviors are deemed acceptable and unacceptable by debt collectors. 30 minutes Intended for any lending personnel, especially those who collect debts, the course explains how and when debt collectors may contact consumers, what information they may collect, practices they must avoid, and when debt collection efforts must end. This course defines the Fair Debt Collection Practices Act (FDCPA) and what is and is not acceptable behavior by debt collectors. Fair Credit Reporting Act (FCRA): Comprehensive Fair Credit Reporting Act (FCRA): Essentials FCRA and FACT Act Game Show! FCRA: Credit Reporting Regulations Fair Debt Collection Practices Act Understanding the Fair Debt Collection Practices Ac t(FDCPA)

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