Bank Directors Seminar, Coeur d'Alene, ID, September 15-17, 2019

P A T R I C I A A . M I L ON F I N A N C I A L S E R V I C E S R I S K , C O M P L I A N C E A N D L E G A L E X E C U T I V E

B OARD AND L EADERSH I P E XPER I ENCE B ANK R EGULATORY AND P OL I CY E XPERT E NTERPR I SE R I SK M ANAGEMENT C ORPORATE G OVERNANCE

E X E C U T I V E B I O

Patricia Milon is an accomplished bank regulatory expert, with over 30 years of enterprise risk management and corporate governance experience. Ms. Milon has particular expertise in effective mitigation of compliance, legal and regulatory risk, and in driving positive risk culture transformations. She has a proven record of helping Boards of Directors and CEOs successfully navigate complex regulatory environments. Throughout her career, Ms. Milon has counseled public companies, privately held firms, and nonprofit organizations on achieving business objectives while maintaining regulatory compliance and the highest ethical standards. Most recently, Ms. Milon was the Enterprise Chief Compliance Officer for E*TRADE Financial Corporation, a $50 billion online bank and broker, where she led a complete turnaround of the compliance function for the firm. She built a team of 80 professionals that achieved compliance with the Large Bank Supervision requirements of the Federal Reserve and Office of the Comptroller of the Currency. She managed all aspects of relationships and examinations with six primary federal regulators. Ms. Milon drove innovation in compliance by automating key functions and creating the first Technology Compliance department in the firm. She had an independent, direct reporting line to the Chairman of the Risk Oversight Committee of the Board of Directors and was selected by the CEO to sit on the firm’s 14-member Operating Committee. Prior to joining E*TRADE, Ms. Milon was the Chief Counsel and Chief Compliance Officer at Scottrade Bank, a startup affiliate of a broker-dealer that grew to $17 billion in assets during her tenure. In that role, she designed the corporate governance framework for the bank, served as the Corporate Secretary to the Board, and built the compliance program from the ground up. Earlier in her career, Ms. Milon held senior leadership positions at America’s Community Bankers and at Fannie Mae, where she was the chief regulatory attorney for the company. Ms. Milon began her career in private law practice and also spent six years in the General Counsel’s Office of the U.S. Treasury Department. Ms. Milon holds a bachelor’s degree with honors from Dartmouth College. She graduated from Vanderbilt University School of Law, where she was a Managing Editor of the Vanderbilt Law Review and was elected to the Order of the Coif honor society. She completed additional studies at the Kellogg School of Management’s Center for Executive Women and was selected for Women in Technology’s Leadership Foundry Class of 2018, a yearlong board service preparation program. Ms. Milon is a frequent speaker on banking topics, and in March 2019 was a guest lecturer on bank compliance at the Owen School of Management, Vanderbilt University.

202 - 329 - 3668 | pa t r i c i a .mi l on@yahoo . com