Bank Directors Seminar, Coeur d'Alene, ID, September 15-17, 2019

Thomas F. Siems, PhD Thomas Siems is the Senior Economist and Director of Research at the Conference of State Bank Supervisors (CSBS) in Washington, DC. His data-driven research contributes to the development of sound financial services policy and supports the state system of financial regulation in a changing environment. Prior to joining CSBS, Tom served for nearly 34 years at the Federal Reserve Bank of Dallas, most recently as assistant vice president and senior economist, where he led a team to advance the understanding of economic growth and stability to business and community thought-leaders. Siems earned a BSE in industrial and operations engineering from the University of Michigan and MS and PhD degrees in operations research from Southern Methodist University in Dallas. Tom has published more than 75 articles in academic, Federal Reserve, and referred journals. He delivered a 2015 TEDxSMU Talk, “The Wealth of Innovations,” and has authored five children’s picture books, including The Dangerous Pet , which poetically guides readers to comprehend the dangers of debt.