BSA-AML Examiner School Case Study eBook

Ruby Rose 10 Sundown • Eagle, NE 68887 • (402) 991-1234

EXPERIENCE 6/23-present

TS&J Bank Chief Compliance Officer & BSA Officer

• Managed Bank and BaaS obligations for all Compliance aspects, including all FDIC, CFPB, Federal Reserve and State expectations, and created a new Compliance Management System (CMS) and Banking as a Service (BaaS). • Established relationships with Fintech Executive Leaders and was responsible for Compliance evaluations to establish onboarding eligibility. • Created and led the onboarding process for all Fintech partners via the BaaS Program, including identification and remediation of conditions. • Created all Bank Compliance policies, procedures, and guides, and subsequently created and maintained an inventory program for all Bank policy documents. • Managed the Compliance Risk Assessment process and conducted a check and challenge for all business units and third parties. • Created a Compliance Monitoring Plan (Fintech) and internal Compliance Testing Plan, and all subsequent reporting. • Created an Issue and Condition Management process for i3 Bank and the BaaS program. • Responsible for Regulatory Exam submissions, inquiries, submissions, on- site visits, and remediation for Compliance. • Centralized all Bank training, as well as updated training material and assignment methodologies. • Created and conducted training for all employees and third parties. • Worked with various Fintech Executive Leadership and Compliance Teams through various projects and relationship management. • Created and owned a new sub-Board of Directors Committee, which reviewed risk, Compliance, gain, and loss potential for all new relationships, programs, and products across Fintech Banking. • Oversaw and enhanced the Fintech Onboarding Due Diligence process, and managed overall submission process for diligence packages for FBC approval. • Coordinated and performed quality assurance on FDIC and OCC request submissions for Fintech Banking and due diligence. • Worked closely with various business functions, including Payments, Card, Marketplace Lenders, and Banking as a Service to enhance processes for risk mitigation and compliance alignment. • Responsible for condition and issue review, tracking, remediation and reporting to the various Bank committees. • Responsible for various reporting, including KRIs, KPIs and FinTech Banking metrics. 12/22-6/23 ANYTOWN BANK Director Business Risk Management - FinTech

For Training Purposes Only