Summer Regulatory Summit eBook

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Key Questions from Evolve C&D

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Recent FDIC RD Memos April 29 RD Memo 2024-018-RMS, Update to the RMS Manual of Examination Policies (Manual): Section 6.1 – Liquidity and Funds Management Purpose: Section 6.1 - Liquidity and Funds Management has been updated to provide: • Additional guidance regarding public funds • Add new sections on o Uninsured Deposits

o Federal Home Loan Bank Advances o Asset Encumbrance Considerations o Intraday Liquidity Management

• Incorporate the 2021 regulatory changes related to brokered deposits and deposit rate restrictions; and • Address other technical edits, including reframing content to distinguish between statutory or regulatory requirements and informative guidance. April 29 RD Memo 2024-019-RMS, Update to the Risk Management Manual of Examination Policies (Manual): Section 3.2 Loans, and Section 16.1 Report of Examination (ROE) Instructions, Concentrations for Government-Guaranteed Lending and Government-Insured Mortgage Lending Activities (collectively, “GGL”) April 29 RD Memo 2023-020-RMS, Enhancements for the Supervision of Banks Engaged in Government Guaranteed Lending and Government-Insured Mortgage Lending Activities