Summer Regulatory Summit eBook

Timeline - Montana

• • • • • • • • • • • • • • • • • • •

10/18/2023 10/23/2023 10/30/2023 11/2/2023 11/3/2023 11/3/2023 11/6/2023 11/17/2023 11/21/2023 12/6/2023 12/20/2023 12/22/2023 12/28/2023 1/3/2024 1/9/2024 1/10/2024 1/22/2024 1/25/2024

MBOH emails us, no response from HTL, need info on their loan

Subpoena Duces Tecum to Hometown Lenders

Subpoena Duces Tecum to MBOH

Call with Colleen Wood, branch manager for HTL

Call with HUD OIG George Richardson. They can't share info

Email from Evan Extine, The Stanton Law Firm Temporary cease and desist to Hometown Lenders

Notice of proposed revocation lender and broker license and $75,000 civil penalty

Final Cease and Desist Order to HTL as servicer

Subpoena Duces Tecum - ICE Technologies – Encompass

Crosby complaint - unsure who to pay on Jan 1

Division sent letters to borrowers

Final revocation to Hometown Lenders

Email from Doris Britton to Matt - your payment is due to HTL use this link Subpoena Duces Tecum-Applied Business Software-The Mortgage Office

Notice of Violation, HTL, Taylor and Britton

Call from Frank Childress -Represents First Horizon Bank

Email from Commissioner to Childress

2/9/2024

Dismissal of Notice of Violation

What’s Next ( Freestyle Segment)

• Contacting Customers

• Bond claim

• Federal Partners

• Multistate enforcement protocol? What does that look like?

• Closing Thoughts?