Introduction to Mortgage Origination Examinations Training

3/7/2025

Internal Use Only

Credit Score Disclosure Provided to borrowers as an alternative to providing the Risk Based Pricing Notice

99

Internal Use Only

“Application” Under ECOA

Completed Application means: • Application in which creditor has received all the information the creditor regularly obtains and considers in evaluating applications for the amount and type of credit requested. • Creditor shall exercise reasonable diligence in obtaining such information.

100

50