Large Bank Supervision On-Demand Training

Credit Risk

Cash Flow Analysis: Constructing the Cash Flow Statement 1.5 Hours In this course, intended for all credit analysts and loan personnel of financial institutions, especially loan trainees, loan analysts, and experienced commercial lenders, you will learn how to work with accrual-based financial statements, the basic mechanics of cash flow analysis, how to construct a cash flow statement, and how to apply cash flow analysis. 1.5 Hours In this course, you will learn to analyze and interpret a company's historical cash flows and use this information to better understand the risks of repayment. This information will also enable you to detect potential problems earlier. The bottom line will be better loan decisions and fewer loan losses. 1.5 Hours This course, intended for commercial lenders, loan trainees, loan analysts, and any personnel dealing with balance sheets and income statements, addresses the basics of commercial lending, the definition of cash flow, the importance of cash flow analysis, the differences between cash based and accrual-based accounting, and financial accounting skills. 45 Minutes Enterprise risk management (ERM) provides a framework and system for financial institutions to manage–on an enterprise-wide basis–the financial, operational, event, and strategic risks they face. Aimed at staff with risk management responsibilities throughout the institution, this course covers the goals of ERM, categories of risk it addresses, and considerations for designing and implementing an ERM program. Throughout, the course connects principles of ERM to the loan review function and its particular importance in providing information and insight on credit risk. 10 Minutes This case study was originally developed by the Federal Reserve Bank of Chicago’s Supervisory Readiness Program. It has been modified to address changing economic circumstances. After listening to the Supervisory Readiness podcast, work through the case study independently. Evaluate the case study bank as you would an institution in your portfolio. Upon completion of the case study, access the answer key. 45 Minutes This session reviewed the transition from LIBOR and the last steps to be taken ahead of June 30, when panel banks will cease submitting to the U.S. Dollar LIBOR rates. 2023 Supervisory Updates & Emerging Issues for Large, Complex Financial Institutions. Cash Flow Analysis: Interpreting the Cash Flow Statement Cash Flow Analysis: Introduction and Accounting Review Enterprise Risk Management and Loan Review FRS - Supervisory Readiness: Proactive Credit Risk Management Last Steps in the LIBOR Transition

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