Large Bank Supervision Forum eBook

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...Resulting in Higher Interest Rates

9

Prime Rate

8

7

30-year Mortgage Rate

6

5

4

3

Interest Rate (%)

Fed Funds Rate

2

1

0

Jan-16

Jan-17

Jan-18

Jan-19

Jan-20

Jan-21

Jan-22

Jan-23

Jan-24

Sep-16

Sep-17

Sep-18

Sep-19

Sep-20

Sep-21

Sep-22

Sep-23

May-16

May-17

May-18

May-19

May-20

May-21

May-22

May-23

Internal Use Only

U.S. Applications for Home Purchase, Index

370

320

270

220

170

Fed Tightening Begins

120

4-Jan-19

4-Jan-20

4-Jan-21

4-Jan-22

4-Jan-23

4-Jan-24