Introduction to Mortgage Servicing Examinations Training

Delinquency-LoanCount, NE Delinquency, % of 30-60 days delinquent

All Loans Modified < a year Modified > a year Filing Quarter All Loans Modified < a year Modified > a year Filing Quarter All Loans Modified < a year Modified > a year Filing Quarter All Loans Modified < a year Modified > a year Filing Quarter

0.76% 17.57% 14.77% 2024Q4 2023Q4 0.66% 24.44% 15.10%

0.61% 1.67% 0.00% 2024Q3 2023Q3 0.69% 5.56% 6.38%

0.58% 0.00% 0.00% 2024Q2 2023Q2 0.55% 8.62% 4.66%

0.27% 16.33% 13.39% 2024Q1 2023Q1 0.44% 12.86% 13.66%

2024Q4

2024Q3

2024Q2

2024Q1

147

106

99

44

13 52

1 0

0 0

8

47

2023Q4

2023Q3

2023Q2

2023Q1

106

105

73

60

11 53

3

5

9

22

16

47

Delinquency Ratio 30-60 Days

25%

20%

15%

10%

5%

0%

Filing Quarter

All Loan (30-60 Days)

Modified within a year (30-60 Days)

Modified over a year (30-60 Days)