Introduction to Mortgage Servicing Examinations Training

Sum of States Delinquency Ratio of 30+ Days

All Loans Modified < a year Modified > a year Filing Quarter All Loans Modified < a year Modified > a year Filing Quarter All Loans Modified < a year Modified > a year Filing Quarter All Loans Modified < a year Modified > a year Filing Quarter

2024Q4 20.97% 1.57% 30.94% 2023Q4 26.79% 1.88% 55.63% 2024Q4

2024Q3 10.48% 1.41% 3.16% 2023Q3 15.11% 1.67% 24.73% 2024Q3

2024Q2 12.75% 1.71% 7.52% 2023Q2 8.35% 1.36% 17.55% 2024Q2

2024Q1 19.91% 1.99% 17.78% 2023Q1 21.02% 0.98% 33.26% 2024Q1

$63,255,154 $6,297,519 $11,333,887 $41,384,589 $1,847,119 $8,797,174 2023Q4

$49,193,371 $2,330,900 $6,470,473

$39,173,226 $1,541,689 $3,585,656

$26,901,894 $2,328,208 $8,822,888 $41,669,803 $1,749,286 $8,194,672 2023Q1

2023Q3

2023Q2

$35,802,102

$34,622,540

$224,018

$575,476

$4,320,101

$5,227,836

Delinquency Ratio of 30+ Days

50%

40%

30%

20%

10%

0%

Filing Quarter

All Loan

Modified with in a year

Modified over a year