Introduction to Becoming an MMC EIC

Financial Condition

Capital

Period Ended 03/31/2021

Period Ended 12/31/2020

Period Ended 12/31/2019

Tangible Net Worth to Total Assets Total Equity to Total Assets

15.4% 16.9% -87.0%

19.6% 20.9% -11.6%

10.4% 11.2% 3.2%

Payout Ratio

Liquidity

Period Ended 03/31/2021

Period Ended 12/31/2020

Period Ended 12/31/2019

Cash to Total Assets

4.9% 1.05x

1.9% 1.07x

1.1% 0.85x

Current Ratio

Total Assets to Total Liabilities

120.4% 466.5%

126.5% 363.0%

112.6% 779.4%

Debt to Total Equity # Lines of Credit % Credit Available

8

7

6

76.5%

65.6%

42.8%

Asset Quality

Period Ended 03/31/2021

Period Ended 12/31/2020

Period Ended 12/31/2019

Real Estate Owned to Total Assets Mortgage Servicing Rights to Total Equity Other Assets to Total Assets

0%

0%

0%

139.3%

148.7%

304.2%

0.2%

7.5%

2.7%

Financial Condition - Matters Requiring Attention The Examination Team did not identify any matters requiring attention.

For Training Purposes Only