DataPalooza 2022

Internal Use Only

Business Rules A bank is considered high risk if it meets any of the following criteria:

Using Exception Risk Score: • Risk Score is 0.3 or greater this quarter

Using Adjusted Texas Ratio Risk Score: • Risk Score is 0.2 or greater this quarter AND it increased at least 3x since last quarter • Risk Score is 0.6 or greater this quarter • Risk Score is 0.1 or greater this quarter AND it was considered high risk last quarter

Internal Use Only

CSBS PREDICTIVE DASHBOARD

DEMO