Credit Evaluation School eBook

Linesheet Walkthrough LOAN LINE SHEET

Restricted - FR

BORROWER(S):

Bad Company, Inc.

EXAMINATION DATE: 02/05/20X4

BORROWER ID: Bad Company, Inc.

BORROWER ADDRESS: Anytown, USA

LAST EXAM DATE:

GTYS OR END: None

BUSINESS TYPE:

EXAMINER: John Doe

REASON LINED: Nonaccrual (1, 2), Previously Classified or Criticized (1, 2), Watch List (1, 2)

RELATIONSHIP: (Bad Company, Inc.: $122,013)

12/08/2023 SCOPING BALANCE

GENERAL INFO

NOTE # RATE

ORIG. AMT ORIG DATE

TERMS / MATURITY

PURPOSE / REPAYMENT CAPACITY / COLLATERAL / CLASSIFICATIONS

$0 P: DEBT CONSOLIDATION

$650,212 BR: $650,212 OFF: $27,475 NA:

1 1234ABCD

$655,466

101 @

CB:

06/20/20X5

DPO

07/14/20X1 MAT DATE:

4 NEXT DUE: 0 DAYS PD:

10/20/20X1 R:

AI:

Y N Y N

X EXT: X REN:

700

$0 RTD: $0 WL:

PS: UF: CO: SR:

4 /

4 /

4 C: REM 7/1/20X1

Y 15.0000%

X30/60/90: LN TYPE: PAY TYPE:

$0 INTCL:

Comm'l RE

MONTHLY

DOE:

PRVCL: Y AMT PRVCL: NOTE RISK RATING:

Notes:

$385 P: Line of Credit – Construction on 140 15 th Ave. Anytown, USA

$37,801 BR: $37,801 OFF: $10,970 NA:

1 5678EFGH

$43,750

144 @

CB:

03/20/20X9

DPO

05/05/20X1 MAT DATE:

2 NEXT DUE: 0 DAYS PD:

01/20/20X2 R:

AI:

Y N Y N

X EXT: X REN:

600

$0 RTD: $0 WL:

PS: UF: CO: SR:

6 /

5 /

4 C: REM 5/1/20X1 (140 15 th Ave, Anytown, USA)

Y 15.0000%

X30/60/90: LN TYPE: PAY TYPE:

$0 INTCL:

Fixed Rate RE

MONTHLY

DOE:

PRVCL: Y AMT PRVCL: NOTE RISK RATING:

Notes:

$0 Subtotal Continuing Pages

REASONS FOR CLASSIFICATION

TECHNICAL EXCEPTIONS

$122,013 Total Line $38,445 Total Accrued Interest

INSTITUTION: State Bank of Anytown, USA EXAM #:

Line Deck Review Exercise