Credit Evaluation School eBook

Linesheet Abbreviations

Unfunded

Charge-off

Current Balance Accrued Interest

Participation Sold

Specific Reserve

Restricted - FR

LOAN LINE SHEET

BORROWER(S):

ABC Company, Inc.

EXAMINATION DATE: 02/05/20XX

BORROWER ID: 123456

BORROWER ADDRESS: Anytown, USA

LAST EXAM DATE:

Origination Amount

GTYS OR END: None

BUSINESS TYPE: Commercial

Origination Date

EXAMINER: John Doe

REASON LINED: Size (1, 2)

RELATIONSHIP: (ABC Company, Inc.: $2,153,292.43)

PURPOSE / REPAYMENT CAPACITY / COLLATERAL / CLASSIFICATIONS

12/08/2023

GENERAL

NOTE # RATE

ORIG. AMT ORIG DATE

TERMS / MATURITY

SCOPING BALANCE

INFO

6 622200093

$26,000 P: Line of Credit - Construction

$1,950,000 BR: $1,950,000 OFF:

$3,000,000

8 @

CDV

CB:

05/02/2024

05/02/2022 MAT DATE:

$26,000 NA:

N N N N

02/02/2024 R:

AI:

X EXT: X REN:

0 NEXT DUE: 0 DAYS PD:

$1,050,000 RTD:

15

PS: UF: CO: SR:

$0 WL:

N 8.0000%

0 C: REAL ESTATE MORTGAGE DATED 5/1/23

0 /

0 /

X30/60/90: LN TYPE: PAY TYPE:

$0 INTCL:

Commercial

Previously Classified (Y/N)

QUARTERLY

DOE:

PRVCL: N AMT PRVCL: NOTE RISK RATING:

Notes:

Amount Previously Classified

Times Renewed

Maturity Date

Times Extended

Next Due Date

Days Past Due

6 622200453

$1,762 P: Line of Credit – Construction overage

$203,292 BR: $203,292 OFF:

$500,000

6 @

CDV

CB:

05/02/2024

09/28/2022 MAT DATE:

$1,762 NA:

N N N N

02/02/2024 R:

AI:

0 NEXT DUE: 0 DAYS PD:

X EXT: X REN:

$0 RTD:

0

PS: UF: CO: SR:

1 C: REAL ESTATE MORTGAGE DATED 5/1/23

N 8.0000%

4 /

2 /

$296,708 WL:

X30/60/90: LN TYPE: PAY TYPE:

$0 INTCL:

Commercial

QUARTERLY

DOE:

PRVCL: N AMT PRVCL: NOTE RISK RATING:

Notes:

Times Days Past Due

Loan Type

Payment Type/Frequency

$0 Subtotal Continuing Pages

REASONS FOR CLASSIFICATION

TECHNICAL EXCEPTIONS

$2,153,292 Total Line

$27,762 Total Accrued Interest

INSTITUTION: State Bank USA, Anytown, USA EXAM #:

Director or Officer (Y/N)

Internally Classified (Y/N)

Watchlist (Y/N)

Bank Branch (number or name)

Nonaccrual (Y/N)

Loan Officer (Initials)

Restructured (Y/N)

Linesheet Walkthrough LOAN LINE SHEET

Restricted - FR

BORROWER(S):

Good Company, Inc.

EXAMINATION DATE: 02/05/20X4

BORROWER ID: Good Company, Inc.

BORROWER ADDRESS: Anywhere, USA

LAST EXAM DATE:

GTYS OR END: None

BUSINESS TYPE:

EXAMINER: John Doe

REASON LINED: Examiner Discretion

RELATIONSHIP: (Good Company, Inc.: $122,013)

12/08/2023 SCOPING BALANCE

GENERAL INFO

NOTE # RATE

ORIG. AMT ORIG DATE

TERMS / MATURITY

PURPOSE / REPAYMENT CAPACITY / COLLATERAL / CLASSIFICATIONS

$0 P: DEBT CONSOLIDATION

$84,212 BR: $84,212 OFF: $1,000 NA:

1 ABCD1234

$655,466

101 @

CB:

06/20/20X5

DPO

07/14/20X1 MAT DATE:

0 NEXT DUE: 0 DAYS PD:

AI:

N N N N

X EXT: X REN:

03/20/20X4 R:

0

$0 RTD: $0 WL: $0 INTCL:

PS: UF: CO: SR:

1 /

0 /

0 C: REM 7/1/20X1

N 8.0000%

X30/60/90: LN TYPE: PAY TYPE:

Comm'l RE

MONTHLY

DOE:

PRVCL: N AMT PRVCL: NOTE RISK RATING:

Notes:

$385 P: Line of Credit – Construction on 140 15 th Ave, Anywhere USA

$37,801 BR: $37,801 OFF:

1 EFGH5678

$43,750

144 @

CB:

03/20/20X9

DPO

05/05/20X1 MAT DATE:

$500 NA:

0 NEXT DUE: 0 DAYS PD:

03/20/20X4 R:

AI:

N N N N

X EXT: X REN:

0

$0 RTD: $0 WL: $0 INTCL:

PS: UF: CO: SR:

0 /

0 /

0 C: REM 5/1/20X1 (140 15 th Ave. Anywhere, USA)

N 8.0000%

X30/60/90: LN TYPE: PAY TYPE:

Fixed Rate RE

MONTHLY

DOE:

PRVCL: N AMT PRVCL: NOTE RISK RATING:

Notes:

$0 Subtotal Continuing Pages

REASONS FOR CLASSIFICATION

TECHNICAL EXCEPTIONS

$122,013 Total Line $38,445 Total Accrued Interest

INSTITUTION: State Bank of Anywhere, USA EXAM #: