Credit Evaluation School - October 2023

Internal Use Only

IDENTIFICATION OF BORROWER • Name and/or title of borrower - Note if the borrower is an insider or related interest of an insider as defined by Regulation O, or state code if appropriate • Nature of borrower (Individual, partnership, corporation, etc.)

• Nature of business or employment • Capacity in which individuals sign • Identify Cosigners, Endorsers, and Guarantors

• Note: The identification of the obligor can be in the heading of the write up or in the written comments. It is also standard procedure to include the total balance of the debt above the heading, in thousands of dollars.

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Internal Use Only

IDENTIFICATION OF BORROWER EXAMPLES:

1,200 ABC Corporation End: Alfred B. Cook, President/Owner Textile Manufacturer

1,200 ABC Corporation

• The corporation is in manufacturing and operated by the owner. All notes are signed and endorsed by Mr. Alfred B. Cook, president and owner.

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