Credit Evaluation School - October 2023

Internal Use Only

Types of a Write-ups Agencies have different formats for loan write-ups, and they may vary depending on the examination:

• Full – detail of the credit relationship and 6 Ps. • Abbreviated – summary usually one paragraph • Bullet points – highlight each area

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Internal Use Only

Contents of a Write-up All write-ups should include the following: • Identification of Borrower • Description of Debt • Description of Collateral • Borrower’s Financial Status • Classification • Management’s comments, plan, and/or prospects

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