CSBS BAI Course Catalog
Mortgage Closing: Explaining Fees and Disclosures 30 minutes Intended for mortgage closing personnel, this course identifies how to avoid fair lending violations in closing, recognize prohibitions in Reg Z, discern situations in which the right of rescission applies, and ensure applicants have adequate flood insurance at the time of closing. Regulations addressed in this course include Regulation B/Equal Credit Opportunity Act (ECOA); Regulation Z/Truth in Lending Act; Federal Housing Administration (FHA); Flood Disaster Protection Act (FDPA); Unfair, Deceptive, and Abusive Acts or Practices (UDAAP); and fair lending guidelines. 20 minutes This course, intended for individuals responsible for discussing and/or completing Closings Disclosure forms, provides an overview of the Closings Disclosure, its key fields and timing requirements, and its relation to the Loan Estimate. This course includes: TRID, TILA, RESPA. 45 minutes Recommended for mortgage lenders, this interactive course introduces learners to principles of government insured vs. conventional loans, and surveys specific mortgage loan products. The course covers key loan documents, with emphasis on mortgages, deeds of trust, and promissory notes. Learners will discover the various costs associated with purchasing a home and obtaining a residential mortgage loan, as well as how to calculate loan-to-value ratios, simple interest, and amortization amounts. The course features audio (optional), video, and scenario-based challenges, as well as a Fast Track option for experienced learners. Mortgage Origination 25 minutes Intended for loan officers, loan department management, and other members of credit risk management, this interactive course provides a high-level overview of appraisals and evaluations and addresses best practices for implementing an effective appraisal and evaluation management program. 25 minutes Recommended for mortgage lending personnel, the course provides an overview of the mortgage process. The course surveys the application, documentation, underwriting, closing, and servicing steps in mortgage lending. 45 minutes Designed for both online and classroom settings, this Jeopardy-like game tests Mortgage Loan Officers' ability to apply regulatory knowledge on-the-job through a series of scenario-based questions on various regulatory topics, including Reg Z, Reg B, TRID, flood insurance, and more. 35 minutes In this course, mortgage lending professionals will learn the process of matching a borrower with the best type of mortgage loan for that borrower, as well as how to comply with regulations around steering, fees, and negative amortization counseling, including Regulation B, Regulation Z, and UDAAP (Unfair, Deceptive, or Abusive Acts and Practices). Mortgage Closing: The Closing Disclosure Mortgage Operations Mortgage Basics: Products, Documents, and Costs Appraisals and Evaluations Mortgage Basics: Steps in Lending Mortgage Loan Officer Game Show Mortgage: Matching Products and Avoiding Steering
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