CSBS BAI Course Catalog

Who is an MLO? 5 minutes This mini-course focuses on the SAFE Act’s definition of a mortgage loan originator, based on tasks performed. The course is intended for compliance officers; HR departments that create policies and procedures and maintain the Registry; and any staff member who fits the definition of an MLO, including mortgage lenders, processors, and underwriters. Regulation B 5 minutes This mini-course focuses on notification obligations for financial institutions when they take adverse action on requested or existing credit accounts. The course is intended for lending staff and employees requiring knowledge of Regulation B. 5 minutes This mini-course will give a review of business applicants in Reg B. Learners will differentiate the written and oral notifications they must give applicants, and how those standards change with annual revenue. 30 minutes This course, recommended for loan personnel, will teach about the notification process, counteroffers and when they should be made, what constitutes a loan application and a withdrawn application, and the steps to take when information is missing. 45 minutes Intended for lending staff and employees requiring an in-depth knowledge of Regulation B, this course covers how Reg B impacts various aspects of the lending process, such as applications, information requests, and notifications. It also includes a detailed discussion of Reg B’s nine prohibited bases. 15 minutes Intended for employees requiring a basic knowledge of Regulation B, this course covers how Reg B impacts various aspects of the lending process, such as applications, information requests, and notifications. It also includes a detailed discussion of Reg B's nine prohibited bases. Regulation M 20 minutes Aimed at consumer leasing personnel, this course covers Regulation M’s central requirements for lessors offering consumer leases, including disclosure rules and the limitation on balloon payments. Course discussion also includes the purpose of Regulation M and its scope of coverage. Reg B: Adverse Action Notification Reg B: Business Applicants Reg B: Notification Requirements Regulation B: Comprehensive Regulation B: Essentials Reg M: Covered Leases, Disclosures, and the Three-Payment Rule

80