CSBS BAI Course Catalog

SBA Loans for Small Business Lending 30 minutes Intended for financial institution employees in a small business lending role, this course describes the Small Business Administration's purpose, characteristics of key SBA loan programs, and how the programs benefit lenders as well as borrowers. 30 minutes Intended for financial institution employees in a small business lending role, this course describes the Paycheck Protection Program implemented to help businesses keep their workforce employed during the COVID-19 crisis. The course focuses on the rights and responsibilities of lenders as they service these loans, request guaranty purchase and charge-off through the SBA, and navigate certain special cases that may occur. Bankruptcy 35 minutes Designed for anyone involved in small business lending, particularly loan officers and loan auditors, this interactive course provides an overview of the characteristics of Chapters 7, 11, and 13 bankruptcies. Topics covered include qualifications for each type of bankruptcy, the parties involved in a bankruptcy case, and the concepts of liquidation, reorganization, and discharge of debts. The course also summarizes what small business lenders should know about how to proceed and protect their interests when a borrower files for bankruptcy. Laws and Regulations 35 minutes This course provides a comprehensive overview of how to comply with requirements for suspicious activity, including when and how transactions should be blocked or rejected when there is a positive match to OFAC's Specially Designated Nationals (SDN) list, how to protect confidential or sensitive consumer information, and what steps should be taken in the event of a data breach. 25 minutes This course provides an overview of the regulations and guidance that affect the maintenance of a commercial loans portfolio. Regulations addressed in this course include the Community Reinvestment Act (CRA) and Regulation O. 20 minutes This course provides an overview of how business credit cards function, including the rules that affect underwriting decisions on credit card applications, the required disclosures for business credit card accounts, and the process for handling errors and disputes. This course includes: TILA. 25 minutes This course provides an overview of common borrower concerns throughout the account servicing process and identifies how to resolve these issues, including how to deal with difficult consumers and handle consumer disputes. The Paycheck Protection Program for Small Business Lending Introduction to Bankruptcy for Small Business Lending Commercial Banking: Bank Secrecy Act (BSA) and Security Concerns Commercial Banking: Consumer Lending Rules and Regulations Commercial Lending: Reg Z, Reg B, and Other Rules for Credit Cards Commercial Lending: UDAAP and Addressing Borrower Complaints

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