CMS Case Study

8/17/22, 10:57 AM

Print UBPR Report - FFIEC Central Data Repository's Public Data Distribution

Capital Analysis-d

FDIC Certificate # OCC Charter # 0 Public Report Risk Based Capital ($000) Tier 1 Capital   Total Equity Capital Adjusted - Ineligible Def Tax Assets

FRB District/ID_RSSD 6 / County:

CLOYD BANK & TRUST; GREENBOW , AL Capital Analysis--Page 11C

08/17/2022 10:52:52 AM

12/31/2021

12/31/2020

12/31/2019

12/31/2018

12/31/2017

N/A

N/A

N/A

N/A

N/A

0 0

0 0

0 0

0 0

0 0

- Ineligible Intangibles

- Cumul Change F.V. Financial Liab

N/A

N/A

N/A

N/A

N/A

 Net Tier 1

87,089

62,912

54,156

48,251

43,605

Tier 2 Capital + Qualif Debt and Redeem Pfd + Cumulative Preferred Stock + Allowable LN&LS Loss Allow + Unrl Gain Mktbl Eqy Sec (45%) + Other Tier 2 Capital Comp Total RBC Before Deductions   Tier 1 & Tier 2   Tier 3 & Fin Sub Adj - Deductions for Total RBC  Total Risk-Based-Capital Risk-Weighted Assets On-Balance Sheet  Category Two - 20%  Category Three - 50%  Category Four - 100%    Total On-Balance Sheet  Memo: Category One - 0% Off-Balance Sheet  Category Two - 20%  Category Three - 50%  Category Four - 100%    Total Off-Balance Sheet  Memo: Category One - 0% Adjustments to Risk-Wgt Assets  Risk-Weighted Asset Before Ded - Excess Allowable LN&LS Loss Al - Allocated Transfer Risk Reserve + Mkt Risk Asset & Fin Sub Adj  Total Risk-Weighted Assets Net Eligible Tier 2

N/A N/A N/A N/A 6,639 6,639

N/A N/A N/A N/A 5,464 5,464

N/A N/A N/A N/A 4,965 4,965

N/A N/A N/A N/A 3,693 3,693

N/A N/A N/A N/A 3,368 3,368

93,728

68,376

59,121

51,944

46,973

N/A N/A

N/A N/A

N/A N/A

N/A N/A

N/A N/A

93,728

68,376

59,121

51,944

46,973

80,463 61,175 343,843 530,449 76,266

29,827 52,980 323,342 435,550 123,423

24,212 44,230 301,936 394,471 35,058

26,166 39,084 280,258 369,079 24,628

17,984 36,156 265,991 338,636 20,699

0 0

0 0

0 0

0 0

0 0

667 667

1,587 1,587

2,778 2,778

2,262 2,262

1,849 1,849

0

0

0

0

0

531,117

437,138

397,249

371,342

340,485

1,027

598

43

0 0

0 0

0

0

0

N/A

N/A

N/A

N/A

N/A

530,090

436,540

397,206

371,342

340,485

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