Bank Directors Seminar, Coeur d'Alene, ID, September 15-17, 2019

THE REGULATORY AGENDA

S. 2155 ISSUES

Priorities – Federal Agencies

• Community Bank Leverage Ratio • Brokered deposits • Short form call report • Portfolio QM • Appraisal relief (rural areas)

• Transparency • Exam modernization • Community Reinvestment Act Reform • BSA/AML reform • Appraisal thresholds/requirements • De novo banks • Compliance exams

21

IN THE MEDIA: “FINANCIAL SYSTEM AT RISK”

22