Bank Directors Seminar, Coeur d'Alene, ID, September 15-17, 2019

Regulatory Priorities  Identify state level regulatory relief efforts

 Understand the impact of new and proposed rules on state regulators and state supervised entities

 Reduce the complexity and impact of proposed rules on state banks

 Oppose the OCC special purpose national bank charter

 Foster the professional development and collaboration of state examiners that supervise large, state-chartered institutions

 Compile a comprehensive summary of policy recommendations

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Regulatory Policy Topics • Simplify capital and reporting regime for community banks o Work with FDIC/Fed to develop and implement CBLR

• Reduce BSA compliance burden and promote shared services (BSA/AML & IT) • Improve access to appraisals in rural and underserved markets • Evaluate and comment on brokered deposits regulations and enhance the approach to evaluating funding and liquidity risk at Community Banks. • Increase transparency and timeliness of compliance examinations

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