Bank Analysis School Case Study

FDIC Certificate # XXXX OCC Charter # 0 Public Report

SUNNY STATE BANK Securitization & Asset Sale Activities--Page 13A

Securitization & Asset Sale-b

12/31/20X5

12/31/20X4

12/31/20X3

12/31/20X2

12/31/20X1

% Tot Securitization Act by Type Retained Int Only Strips 1-4 Family Residential Loans

N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Home Equity Lines

Credit Card Receivables

Auto Loans

Commercial & Industrial Loans All Other Loans and Leases Retained Credit Enhancement 1-4 Family Residential Loans

Home Equity Lines Credit Card Receivables

Auto Loans

Commercial & Industrial Loans All Other Loans and Leases Unused Comm to Provide Liquidity Sellers Int in Secs & LNS % Trust Credit Card Receivables Commercial & Industrial Loans Percent of Tier 1 Capital Total Retained Credit Exposure Retained Interest-Only Strips Retained Credit Enhancements 30-89 Day PD Securitized Assets 1-4 Family Residential Loans Commercial & Industrial Loans All Other Loans and Leases Total 30-89 Day PD Secur Assets 90+ Days PD Securitized Assets 1-4 Family Residential Loans Home Equity Lines Home Equity Lines Credit Card Receivables Auto Loans

0.00 N/A N/A

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0.00 0.00 0.00

0

0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0

N/A N/A N/A N/A N/A

0

0

Home Equity Lines Credit Card Receivables

N/A N/A N/A N/A N/A

Auto Loans

Commercial & Industrial Loans All Other Loans and Leases Total 90+ Days PD Secur Assets

0

Total Past Due Securitized Assets

0

0

0

0

0

Net Losses Securitized Assets 1-4 Family Residential Loans Home Equity Lines Credit Card Receivables

0

0 0 0 0 0 0 0

0 0 0 0 0 0 0

0 0 0 0 0 0 0

0 0 0 0 0 0 0

N/A N/A N/A N/A N/A

Auto Loans

Commercial & Industrial Loans All Other Loans and Leases Total Net Charge Off Secur Asset

0