Bank Analysis School Case Study

FDIC Certificate # XXXX OCC Charter # 0 Public Report

SUNNY STATE BANK Securitization & Asset Sale Activities--Page 13

Securitization & Asset Sale-a

Percent Change 1 Quarter 1 Year

12/31/20X5

12/31/20X4

12/31/20X3

12/31/20X2

12/31/20X1

Securitization Activities

0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

1-4 Family Residential Loans

Home Equity Lines

N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Credit Card Receivables

Auto Loans

Commercial & Industrial Loans All Other Loans and Leases Retained Interest-Only Strips 1-4 Family Residential Loans

Home Equity Lines Credit Card Receivables

Auto Loans

Commercial & Industrial Loans All Other Loans and Leases Retained Credit Enhancements 1-4 Family Residential Loans

Home Equity Lines

Credit Card Receivables

Auto Loans

Commercial & Industrial Loans All Other Loans and Leases

Unused Liquidity Commitments

N/A

0

0

0

0

N/A N/A

Sellers Interest in Secs & Loans Home Equity Lines Credit Card Receivables Commercial & Industrial Loans

N/A N/A N/A N/A

0 0 0 0

0 0 0 0

0 0 0 0

0 0 0 0

N/A N/A N/A N/A N/A N/A N/A N/A

Total Retained Credit Exposure

0

0

0

0

0

N/A N/A

Asset Backed Comml Paper Conduits CR Exp Spons by Bank & Other Liquid Comm by Bank & Other

N/A N/A N/A

N/A N/A N/A

N/A N/A N/A

0 0 0

0 0 0

N/A N/A N/A N/A N/A N/A

Activity % Total Assets Securitization Activities

0.00 0.00 N/A N/A N/A N/A N/A N/A N/A N/A

0.00 0.00 0.00 0.00 0.00 0.00 0.00 N/A N/A N/A

0.00 0.00 0.00 0.00 0.00 0.00 0.00 N/A N/A N/A

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1-4 Family Residential Loans

Home Equity Lines

Credit Card Receivables

Auto Loans

Commercial & Industrial Loans All Other Loans and Leases Asset Backed Comml Paper Conduits Cr Exp Spons by Bank & Other Liquid Comm by Bank & Other Percent of Tot Managed Assets on Balance Sheet & Sec Assets 1-4 Family Residential Loans

62.47

62.83 3.36 1.32 11.07 9.04 12.38

56.82 2.73 1.19 11.07 12.04 16.15

57.20 2.72 1.02 9.28 11.91 17.86

59.23 2.89 1.05 7.69 13.47 15.68

Home Equity Lines Credit Card Receivables

N/A N/A N/A N/A N/A

Auto Loans

Commercial & Industrial Loans All Other Loans and Leases