BSA/AML Examiner School - Case Study Oct 2023

320010 320010 320010

Home First

AJ & R Bank & Trust AJ & R Bank & Trust AJ & R Bank & Trust Gus and Tina Ruth AJ & R Bank & Trust AJ & R Bank & Trust Deerfield PLLC

The Bankers Bank State Bank of Texas

1/7/2016 1/7/2016 1/13/2016 1/19/2016 1/21/2016 1/26/2016 2/2/2016 2/2/2016 2 / 5 /2016 2/10/2016 2/12/2016 2/22/2016 2/22/2016 2/25/2016 3/3/2016 3/4/2016 3/10/2016 3/16/2016 3/21/2016 3/24/2016 3/29/2016 3/29/2016 3/29/2016 4/7/2016 4/7/2016 4/15/2016 4/18/2016 4/20/2016 4/22/2016 4/25/2016 4/29/2016 C ?. 5/ 2/2016 4/28/2016 6

257.14

AJ & R Bank & Trust

248,970.00 249,000.00 61,601.14 500,000.00 250,000.00 249,000.00 31,056.93 6,300.00 248,000.00 600.00 400.00

QuickRate CD

Signature Bank

88913321 63991115 320010 320010 320010 3299910 320010 21135200

CS Buyer/ Quicken Loans

Citi Bank NA

Gus Ruth

CWCU Frankfort KY

AJ & R Bank & Trust

FHLBCINCI

QuickRate CD QuickRate CD Tim Anderson

Union Savings Bank Evergreen Credit Union JP Morgan Chase Citizens Union Bank Merrill Lynch and Co

QuickRate CD – AJ & R Bank & Trust

Paul Anderson

AJ & R Bank & Trust Lisia and Tim Rack AJ & R Bank & Trust

Home First

Tim Rack

320010

First South Financial Credit Union

First South Financial Credit Union

Gus Ruth

63991115 889213355

Gus Ruth

CWCU Frankfort KY

2,100.00 6,206.00

AceWood Enterprises AJ & R Bank & Trust

Dr. Acewood

Citibank

320010

The First National Bank

FNB of Livingston

249,000.00

Barbara Gate

89966613 55642001

Builders Mart

URBAN TRUST BANK

100.00

Brad Irvin

South Carpenters AJ & R Bank & Trust

CORPORATE ONE FEDERAL CU

2,068.53

AJ & R Bank & Trust

320010

FHLBCINCI

400,000.00

Jim Perrine

61257171 99915210 326612666 320010 320010 320010 320010 320010 320010 320010 320010 320010 320010 320010 320010 55246624

SignstoGO

Bank Of America NYC

5,000.00

Source credit union

Membersource credit union (QuickRate)

Membersource Credit Union

250,000.00

Lance Brown

Lance Brown

Capital One, TX

2,450.00

AJ & R Bank & Trust AJ & R Bank & Trust AJ & R Bank & Trust AJ & R Bank & Trust AJ & R Bank & Trust AJ & R Bank & Trust AJ & R Bank & Trust AJ & R Bank & Trust AJ & R Bank & Trust AJ & R Bank & Trust AJ & R Bank & Trust Daivd Turley AJ & R Bank & Trust : Ke%

Cascade Community Credit Union

Cascade Community Credit Union

245,000.00 249,000.00 18,750.00 37,357.02 300,000.00 400,000.00

Cabrillo Credit Union Turnkey Funding LLC The LAW Group Inc AJ & R Bank & Trust AJ & R Bank & Trust Turnkey Funding LLC AJ & R Bank & Trust AJ & R Bank & Trust Interstate Trucking LLC Interstate Trucking LLC AJ & R Bank & Trust

Cabrillo Credit Union Wells Fargo SF JP Morgan Chase

FHLBCINCI FHLBCINCI

Wells Fargo SF Citibank NA Bank of NYC FHLBCINCI

5,000.00 5,779.10 8,560.48

AJ & R Bank & Trust Attn: Harry England

200,000.00

Pioneer Comm Bank Pioneer Comm Bank

1,650.00 4,000.00

FHLBCINCI

400,000.00