BAS September 2022 Presentations

“Reliance on non-core funding sources is a risky strategy. These funds may not be available in times of financial stress and can lead to liquidity shortfalls.”

Summary Analysis of Failed Banks Office of Inspector General, September 2011

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Non ‐ Core Funding (UBPR Page 10)

• Time certificates of deposit $250,000 or greater • Brokered deposits • Foreign office deposits (rare) • Securities sold under agreement to repurchase • Federal funds purchased • Other borrowings (e.g. Federal Home Loan Bank, Federal Reserve Bank, etc.)

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