BAS September 2022 Presentations

Learning Objectives

1 – Importance of AQ / Impact on Other Components

2 – Asset and Loan Categories

3 – Asset Classification / Problem Assets

4 – Loan Underwriting and Administration

5 – Allowance for Loan and Lease Losses

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46 administration of the overall loan account, including establishment of sound lending and collection policies, are of vital importance. ” ‐ FDIC Risk Management Manual Evaluation of the loan portfolio involves much more than merely appraising individual loans. Prudent management and

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