2024 Journal of Community Bank Case Studies

SECOND PLACE: University of Illinois Springfield

supervision-and-regulation-of-silicon-valley-bank.htm Board of Governors of the Federal Reserve System (US), State and Local Governments; Total Currency and Deposits; Asset, Level [SLGTCAQ027S], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.

stlouisfed.org/series/SLGTCAQ027S, May 7, 2024. Donavan, Mark. Email to the authors. 1 May 2024.

Donovan, Mark. Zoom interview with the authors. 1 March 2024. Donovan, Mark. In-person interview with the authors. 19 April 2024. The 8 Types of Commercial Real Estate . First National Realty Partners, 14 December 2021, https://fnrpusa.com/ blog/types-of-commercial-real-estate/ Farrell, Maureen. “Inside the Collapse of Silicon Valley Bank.” The New York Times , 14 March 2023, https://www. nytimes.com/2023/03/14/business/silicon-valley-bank-gregory-becker.html FDIC. BankFind Suite . https://banks.data.fdic.gov/bankfind-suite FDIC. FDIC’s Supervision of First Republic Bank . 8 September 2023. https://www.fdic.gov/sites/default/ files/2024-03/pr23073a.pdf FDIC. FDIC’s Supervision of Signature Bank . 28 April 2023. https://www.fdic.gov/sites/default/files/2024-03/ pr23033a.pdf Federal Financial Institutions Examination Council. Uniform Bank Performance Report . INB, N.A., RSSD 925037, 2023-2019. https://www.ffiec.gov/UniformBankPerformanceReport.htm Keyes, Cayla. In-person interview with the authors. 19 April 2024. Lieber, Ron and Siegel Bernard, Tara. “Why Banks Are Suddenly Closing Down Customer Accounts” The New York Times , 5 November 2023, https://www.nytimes.com/2023/11/05/business/banks-accounts-close-suddenly.html Murphy, Chris B. Loan-to-Deposit Ratio (LDR) Definition . Investopedia, 22 April 2024, https://www.investopedia. com/terms/l/loan-to-deposit-ratio.asp. Office of the Comptroller of the Currency. Comptroller’s Handbook: Earnings . September 2021. https://occ.gov/ publications-and-resources/publications/comptrollers-handbook/files/analytical-review-income-expense/index earnings.html Statista. Value of personal savings in the United States from 1960 to 2023 . Published by Fernando de Querol Cumbrera, Feb 19, 2024. https://www.statista.com/statistics/246261/total-personal-savings-in-the-united-states/ Titone-Schaefer, Marilyn. “Every brick tells a story; every person tells a better one” INB, Blog Post , 23 June 2016. https://www.inb.com/Blog/Posts/1557/Banking-tip/2016/6/Every-brick-tells-a-story-every-person-tells-a-better one/blog-post/ Titone-Schaefer, Marilyn. Zoom interview with the authors. 8 March 2024 Newton, Nick. Zoom interview with the authors. 1 March 2024. Newton, Nick. In-person interview with the authors. 19 April 2024.

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