2024 Journal of Community Bank Case Studies

FIRST PLACE: Commonwealth University of Pennsylvania

Gephart, LeeAnn. Personal interview. 8 Apr. 2024.

Guillaume, Steve. Personal interview. 3 Apr. 2024.

Jones, Mick. Personal interview. 3 Apr. 2024.

Kepios. “Global Social Media Statistics.” DataReportal , 24 Apr. 2024, datareportal.com/social-media-users . Accessed 7 May 2024.

Sargent, Heather. Personal interview. 8 Apr. 2024.

Schroeder, Pete. “Explainer: What Is the ‘Basel III Endgame’ and Why Are US Banks Worked up about It?” Reuters , 4 Apr. 2024, www.reuters.com/business/finance/what-is-basel-iii-endgame-why-are-banks-worked-up-about it-2023-07-24/ . Trefis. “Understanding Changes in Loan-To-Deposit Ratios for The Largest U.S. Banks Over Recent Years.” Nasdaq , 16 Mar. 2017, www.nasdaq.com/articles/understanding-changes-loan-deposit-ratios-largest-us-banks-over-recent years-2017-03-16 . US Office of the Comptroller of the Currency. “Bank Secrecy Act (BSA).” OCC , www.occ.treas.gov/topics/ supervision-and-examination/bsa/index-bsa.html . Accessed 14 Apr. 2024. US Department of the Treasury. “Paycheck Protection Program.” US Department of the Treasury, home. treasury. gov/policy-issues/coronavirus/assistance-for-small-businesses/paycheck-protection-program. Accessed 15 Nov. 2023. Wack, Kevin. “Dramatic Collapses Made 2023 the Biggest Year Ever for Bank Failures.” American Banker , 13 Dec. 2023, www.americanbanker.com/list/dramatic-collapses-made-2023-the-biggest-year-ever-for-bank-failures . more grateful for their contributions.

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