2020 Journal of Community Bank Studies

2020 COMMUNITY BANK CASE STUDY COMPETITION

Figure 2. Peer Group Selected Data

Peer Group Selected Data (Avg. Values)

($ in 000’s)

2015

2016

2017

2018

2019

Employees

222

232

242

249

266

Total Assets

$1,035,849

$1,116,585

$1,205,802

$1,296,253

$1,404,734

Total Assets (Growth)

---

7.79% 7.99% 7.50% 8.37%

Earning Assets

$957,198

$1,032,075

$1,115,745

$1,199,727

$1,296,099

Earning Assets (Growth)

---

7.82% 8.11% 7.53% 8.03%

Tier 1 Capital

$115,234

$123,884

$131,683

$140,736

$152,472

Tier 1 Capital (Growth)

---

7.51% 6.30% 6.87% 8.34%

Revenue

$50,201

$54,832

$60,941

$69,929

$70,731

Revenue (Growth)

---

9.22% 11.14% 14.75% 1.15%

Interest Income

$38,271

$41,449

$46,676

$54,580

$58,662

Interest Income (Growth)

---

8.30% 12.61% 16.93% 7.48%

Non-Interest Income

$16,541

$18,101

$19,164

$20,358

$16,958

Non-Interest Income (Growth)

---

9.43% 5.87% 6.38% -16.81%

Interest Expense

$4,096

$4,418

$5,341

$8,197

$11,217

Interest Expense (Growth)

---

7.85% 20.89% 53.48% 36.85%

Non-Interest Expense

$34,763

$37,048

$39,249

$42,561

$40,677

Non-Interest Expense (Growth)

---

6.57% 5.94% 8.44% -4.43%

Net Income

$11,841

$12,212

$13,694

$18,721

$18,148

Net Income (Growth)

---

3.13% 12.14% 36.71% -3.06%

Number of Institutions

176

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