2020 Journal of Community Bank Studies

FIRST PLACE: Mississippi State University

Appendix A Figure 1. Citizens National Bank (Meridian, MS) Selected Data

CNB Selected Data

($ in 000’s)

2015

2016

2017

2018

2019

Employees

320

325

321

322

320

Total Assets

$1,198,079

$1,315,467

$1,331,493

$1,349,161

$1,432,447

Total Assets (Growth)

---

9.80% 1.22% 1.33% 6.17%

Earning Assets

$1,122,819

$1,238,475

$1,254,119

$1,273,125

$1,344,124

Earning Assets (Growth)

---

10.30% 1.26% 1.52% 5.58%

Tier 1 Capital

$128,249

$129,324

$133,119

$138,114

$153,828

Tier 1 Capital (Growth)

---

0.84% 2.93% 3.75% 11.38%

Revenue

$48,684

$52,527

$59,595

$65,238

$71,973

Revenue (Growth)

---

7.89% 13.46%

9.47%

10.32%

Interest Income

$41,916

$44,995

$49,255

$54,423

$60,352

Interest Income (Growth)

---

7.35% 9.47% 10.49% 10.89%

Non-Interest Income

$13,664

$14,681

$17,707

$18,377

$19,143

Non-Interest Income (Growth)

---

7.44% 20.61% 3.78% 4.17%

Interest Expense

$2,962

$3,760

$4,572

$7,496

$12,029

Interest Expense (Growth)

---

26.94% 21.60% 63.95% 60.47%

Non-Interest Expense

$35,906

$36,371

$37,369

$39,021

$39,615

Non-Interest Expense (Growth)

---

1.30% 2.74% 4.42% 1.52%

Net Income

$16,373

$18,883

$23,398

$25,088

$26,461

Net Income (Growth)

---

15.33% 23.91% 7.22% 5.47%

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