Bank Analysis School September 2023 - Presentations & Resources

Internal Use Only

Federal Laws Applicable to Management

• Directors • Officers • Principal shareholders

Regulation O

• Golden parachutes Part 359 of FDIC Rules and Regulations

• Prior approval of officers & directors in troubled institutions • Preferential lending to directors, officers or principal shareholders of another bank where correspondent relationship exists

Sections 32 FDI Act

Part 349 FDIC Rules and Regulations

Internal Use Only

Federal Laws (continued) • Management interlocks Part 348 of FDIC Rules and Regulations

• Prior approval for change of control (25%) Section 7(j) of FDI Act

• Officer removal • Prohibition from banking

Section 8 FDI Act